Privacy Disclosure
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice. |
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How? |
All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons Miami Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your information | Does the Credit Union share? | Can you limit this sharing? |
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
YES | NO |
| For our marketing purposes - to offer our product and services to you |
YES | NO |
| For joint marketing with other financial companies | NO | We don't share |
| For our affiliates’ everyday business purposes - information about your transactions and experiences |
NO | We don't share |
| For our affiliates’ everyday business purposes - information about your credit worthiness |
NO | We don't share |
| For non-affiliates to market to you | NO | We don't share |
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Questions? |
• Call (305) 377-1017 |
| Who we are | |
| Who is providing this notice? | Miami Federal Credit Union |
| What we do | |
| How does Miami Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings |
| How does Miami Federal Credit Union collect my personal information? | We collect your personal information, for example, when you • open an account or show your government-issued ID • apply for financing or give us your wage statements • show us your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only • Sharing for affiliates everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Miami Federal Credit Union has no affiliates |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Miami Federal Credit Union does not share with our nonaffiliates so they can market to you. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Miami Federal Credit Union doesn't jointly market |
